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**** The way we work: We receive your enquiry form and decide on the financial options available to you. We get an expert in that field to call you at a time convenient to you so you speak to the right person first time. If another option arises whilst speaking with you, all the better, any financial route can be pursued through us, we work quickly and efficiently and customer satisfaction is our Number One priority!

You may find there is an even better route you hadn't even thought of! ****

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Self certified mortgages have grown in popularity over the last 10 years. They allow people who are unable to prove some or all of their income to declare it on an application form and the lender accepts this income and lends within their own affordability module.

The most usual people to self certify are self employed who may not have been trading long enough to have any accounts or employed people who have additional sources of income. This could be a teacher that works for a school but also does some private tuition in the evenings and at weekends.

We have a large range of lenders that can offer highly competitive mortgages on a self certified basis which can be nearly as competitive as a standard high street mortgage. We can also help to arrange a self certified mortgage if you have a poor credit rating. You may have missed mortgage payments or have a county court judgement registered against you? We can still help!

You can either complete our small enquiry form to the right or simply call us for an idea of what is available completely without obligation. To help those who work during office hours we are open until 9pm and are even open at the weekends!

The overall cost for comparison is 6.9% APR.
The actual rate available will depend upon your circumstances.
Ask for a personalised illustration.

FREE CREDIT REPORT!! - Now more than ever it is important to know what your credit report looks like and how you can improve your credit file! Please click on the banner to get your free credit report, you will need to enter a few details to sign up but please take the time to do this! If you would like to email your report over to us, this should also make it easier for us to find the right financial product for you first time!