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**** The way we work: We receive your enquiry form and decide on the financial options available to you. We get an expert in that field to call you at a time convenient to you so you speak to the right person first time. If another option arises whilst speaking with you, all the better, any financial route can be pursued through us, we work quickly and efficiently and customer satisfaction is our Number One priority!

You may find there is an even better route you hadn't even thought of! ****

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Commercial mortgages are generally more complex than residential mortgages. In addition to taking into account the bricks and mortar value of the building, they also take into account the type of business, the length of time trading, the trading accounts and if it is a purchase mortgage, the business experience of the applicant is taken into account.

There are basically two routes to take if you are looking for a commercial mortgage. The most competitive mortgages are with high street lenders who will require a fully packaged application supported with accounts, business plan, a full valuation of the property and the business and CV's for the applicants.

The second option is to purchase the business based around the bricks and mortar value only with the maximum loan to value and interest rate depending on the applicants credit rating and proof of income.

We can help to put together an application in the best format to provide the most competitive rate. At the outset we can advise on what options are available without obligation. Call us today or complete the enquiry form to the right of this page.

FREE CREDIT REPORT!! - Now more than ever it is important to know what your credit report looks like and how you can improve your credit file! Please click on the banner to get your free credit report, you will need to enter a few details to sign up but please take the time to do this! If you would like to email your report over to us, this should also make it easier for us to find the right financial product for you first time!