These are true case studies, we can provide testimonials for any of the following case studies.

Mr & Mrs H - Essex
Mr & Mrs H had a large mortgage with a High Street lender and wanted to consolidate some expensive loans and credit cards. They also received two county court judgements because they were behind with their council tax and water utility bill. We arranged a secured loan instead of a mortgage as the whole loan would have been at an expensive rate due to the CCJ's. This meant they retained some creditworthiness by keeping their mortgage with a High Street lender at a competitive rate and only paid a small premium of the secured loan borrowings.

Mr W M - Reading, Berkshire
Mr M had been ill for 7 months and could not afford his mortgage payment, he had received an eviction order and no-one would offer a mortgage as he was still unemployed. We arranged a temporary bridging loan until he could return to work. We have since remortgaged the property providing an affordable mortgage payment.

Mrs T - Edinburgh
Mrs T approached us as she was struggling to make her current mortgage and secured loan payment which totalled £1100 per month. In additon to this her husband was still living with her and had been declared bankrupt. We were able to arrange an interest only mortgage with the monthly payments reduced to under £600 in the first year and under £700 in the second and third years taking into account 5 missed mortgage payments and her husband's bankruptcy.

Mr & Mrs P - Southampton
Mr P was the main income earner and was 70 years old. He unfortunately suffered a stroke and could not work. Their home was worth £1,100,000 and they had a mortgage and secured loan totalling £500,000 and due to Mr P not being able to work they fell into arrears with their mortgage and secured loan. Due to this they had decided to downsize but repossession proceedings had begun so we arranged a bridging loan to repay the mortgage and secured loan plus provide some working capital until the home had been sold.

The overall cost for comparison is 8.8% APR.
The actual rate available will depend upon your circumstances.
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