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**** The way we work: We receive your enquiry form and decide on the financial options available to you. We get an expert in that field to call you at a time convenient to you so you speak to the right person first time. If another option arises whilst speaking with you, all the better, any financial route can be pursued through us, we work quickly and efficiently and customer satisfaction is our Number One priority!

You may find there is an even better route you hadn't even thought of! ****

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Gaining finance when you have bad credit can be expensive and hard to obtain. We have the experinece to find the most competitive finance whether it be a mortgage or a secured loan you are looking for. More importantly we do not prey on people with bad credit by charging exhorbitant fees. We like to put together a plan to "credit repair" our clients, here is an example of our credit repair service:

A client came to us with mortgage arrears and some County Court Judgements (CCJ's) that were unsatisfied and they also had an expensive secured loan. We were able to provide a new mortgage that cleared the arrears, consolidated the secured loan and raised the funds to satisfy the CCJ's. The client was able to meet the mortgage payments for the two year term of the mortgage and we were then able to find them a more competitive mortgage with a High Street lender who ignored the CCJ's as they had been satisfied for over two years. This is just one example but the most important factor to take into account is that we wish to be your mortgage broker until you no longer need a mortgage. We aim to guide people to repair their credit rating and steer them back to a High Street lender.

For an idea of how we may be able to help you please complete the simple enquiry form on the right of this page or call us for advice completely without obligation. To help those who work during office hours we are open until 9pm and are even open at the weekends!

Think carefully before securing debts that were previously unsecured. Consolidating debts may increase the term & total amount payable.

For secured loans - Typical 12.9% APR.
Our rates start from 7.9% APR. We also have a range of plans with rates up to 19.9% APR allowing us to help customers even with the most severe credit problems. Think carefully before securing debts that were previously unsecured. Consolidating debts may increase the term & total amount payable.

For remortgages
The overall cost for comparison is 8.8% APR.
The actual rate available will depend upon your circumstances.
Ask for a personalised illustration.
A fee of £500 is usually charged which is payable on completion.

FREE CREDIT REPORT!! - Now more than ever it is important to know what your credit report looks like and how you can improve your credit file! Please click on the banner to get your free credit report, you will need to enter a few details to sign up but please take the time to do this! If you would like to email your report over to us, this should also make it easier for us to find the right financial product for you first time!